Articles

Why Financial Literacy Matters — and How Academic Research Helps Households Make Better Decisions

Households make financial decisions every day—how to budget, save, borrow, and prepare for the unexpected. Yet many people feel uncertain or stressed when managing their money. This article explores why financial literacy is essential for improving everyday financial choices, how academic research helps identify real challenges and effective solutions, and how the ENNOIA Initiative strengthens the foundation for better financial well‑being across families and communities.

Household financial empowerment and the North–South divide in the Eurozone

Where Does Greece Stand? At the 3rd Komvos Annual Conference, ENNOIA addressed a key question: Is Greece aligned with Northern Europe, Southern Europe – or an exception? Are there policy priorities? Can technology & AI act as an enabler of financial empowerment? Read more on these topics as presented and discussed during the ENNOIA Panel.