Promoting and funding scientific research

ENNOIA promotes and funds scientific research on topics related to household financial empowerment and financial inclusion. A Special Research Committee is responsible for announcing, commissioning, and evaluating research projects on these topics. The Research Committee is chaired by Professor Michael Haliassos, with the participation of representatives of the international academic community, as well as executives of National Bank of Greece and Accenture Greece.

Meet the Research Committee members below.

Michael Haliassos

Professor, Macroeconomics and Finance, Goethe University, Frankfurt | Founding director, CEPR Network on Household Finance

Martin Brown

Director, Study Center Gerzensee | Professor, Financial Economics, University of St.Gallen

Laurent Calvet

Professor of Finance, SKEMA Business School | President-Elect, European Finance Association (EFA)

Alex Michaelides

Professor of Finance, Imperial Business School

Monica Paiella

Professor of Economics, University of Naples “Parthenope”

Demie Goudoufa

Assistant General Manager Strategy & Sustainability, National Bank of Greece

Konstantinos Zanetopoulos

Strategic Advisor, Head of CSR, Accenture Greece

Selected Research Projects

Learn more about the projects and the research teams

Research

2 min

Call for Proposals 2026

The ENNOIA Initiative announces its second Call for Research Proposals. We are seeking projects that deliver accurate, evidence-based insights into household financial decision-making, financial health and financial well-being. Selected projects will run for 12 months and focus on practical solutions addressing real challenges faced by Greek households. If you are a researcher interested in joining the initiative, click to learn more.

Research

2 min

Greek households in Asset Markets

"Greek Households in Asset Markets” is one of the three research projects selected for implementation in 2025. The project is currently underway, and its findings will be released upon completion. The article introduces the researcher, Louiza Bartzoka, and outlines the goals and importance of her work.

Research

3 min

Development of an Educational Financial AI Agent

"The Development of an Educational Financial AI Agent” is one of the three research projects selected for implementation in 2025. The project is currently underway, and its findings will be released upon completion. The article introduces the research team and outlines the goals and importance of their work.

See All Research Hub Articles

Selected Research Topics

Overcoming limited household risk-taking & saving for health and retirement (including life insurance).

Fostering understanding and increasing trust in the financial markets and its products.

Developing insurance and financial responses to climate change.

Encouraging participation in mortgages and/or consumer debt to improve household financial health.

Financial innovation, product design and nudging strategies to improve household financial behavior. Effectiveness of financial literacy platforms, including apps, digital tools, online courses etc.

Determinants of consumer payment behavior and payment methods and their link to increasing financial inclusion of the shadow economy.