Call for Proposals 2026

The ENNOIA initiative is launching its second call for research proposals.. ENNOIA funds short-term (12-month) research projects that deliver relevant, impact-driven insights into household financial decision-making, financial health, and overall financial well-being.

We particularly encourage empirical research at the individual or household level that can provide new insights and generate interventions/solutions to the problems Greek households face in their financial lives. This research can be based on Greek or international data but should provide useful insights for promoting the financial well-being of households in Greece.

Priority Research Themes for 2026

1. Overcoming limited household risk-taking & saving for health and retirement (including life insurance).

2. Fostering understanding and increasing trust in the financial markets and its products.

3. Developing insurance and financial responses to climate change.

4. Encouraging participation in mortgages and/or consumer debt to improve household financial health.

5. Financial innovation, product design and nudging strategies to improve household financial behavior. Effectiveness of financial literacy platforms, including apps, digital tools, online courses etc.

6. Determinants of consumer payment behavior and payment methods and their link to increasing financial inclusion of the shadow economy.

7. Vacant residences in Greece: Causes, potential cures through financial innovation and/or financial empowerment, and impact on household finances

8. Wildcard submissions on other topics potentially relevant for empowering households in their financial decisions are also welcome.

For more information, please download the ENNOIA Call for Proposals 2026 and ENNOIA Application Form 2026.

To submit your application, click here.